Paying
for oral therapy, mandatory and elective
Most
dental benefit or insurance plans have related payment
for dental services primarily to payment for mandatory
treatment. Patients should be advised that their plans
might not pay anything for elective therapy. Most dental
health maintenance organizations include very few elective
items in their payment options. Some dental preferred
provider organizations provide payment for elective therapy.
I prefer to determine the patient's potential benefit
payment for such elective care during the first appointment.
Often, this knowledge will influence the patient's acceptance
or rejection of therapy. Many dental business personnel
have knowledge about potential benefit payments for elective
care. If not, a phone call to the benefit company during
the initial appointment is in order.
Complexity of treatment - Additional
patient confusion can be related to the various levels of
elective dental treatment. I will use as an example a patient
with an edentulous mandible. The following options are available
for treatment of an edentulous mandible (fees are average
for the United States as reported by Atlanta Dental Consultants,
and combined by the author:
Leave the clinical situation without any treatment - $0
Make a conventional remote lower denture - $800.00
Make an overdenture over two implants and O-ring attachments - $3,300.00
Make an overdenture retained by clips placed over four implants and a
cast bar - $6,900.00
Make a fixed-detachable hybrid prosthesis over six implants - $15,000.00
This hypothetical patient already has a denture that he
finds totally unacceptable, but that the dentist judges to
be of average quality. (This is not an uncommon experience;
it is general knowledge that up to 90 percent of mandibular-denture
wearers do not like their prostheses.) What is mandatory
treatment or elective treatment in this example?
Since the patient on this case is dissatisfied with his
lower denture, leaving the clinical situation without treatment
is not an acceptable situation. The second option, of making
a new conventional denture, undoubtedly would be a failure,
based on the patient's previous treatment. In my prosthodontic
practice, the third option in the example would become the
mandatory therapy. The fourth and fifth options become the
elective therapy. In such confusing situations, the dentist
developing the treatment plan should educate the patient
about why the treatment suggested is the lowest level of
acceptable treatment for him or her. Third-party payers also
need an explanation of this concept.
Summary and conclusion - A
major portion of the dental treatment provided today for
the American consumer is elective. Dental patients are confused
when they receive diverse treatment plans from different
dentists. It treatment plans for oral therapy are divided
into mandatory and elective categories, dental patients experience
far less confusion. In this article, I have discussed methods
of implementing this form of treatment planning. Dividing
treatment plans into categories of mandatory and elective
care has advantages for dental patients, the dental team
and the profession as a whole. Gordon J. Christensen, D.D.S.,
M.S.D., PH.D.
This article is a courtesy of JADA (the Journal of the American
Dental Association)
Elective
Vs. Mandatory Dentistry
Educating
patients about elective dentistry
|